7 Medical care Insurance mistakes

 The healthcare insurance industry is full of people looking to take advantage of you. They want to trick you into paying more than you need or even into paying for a service you don't want. The following seven mistakes will break the bank and leave you scrambling to find a way out of the situation:

1. Not knowing what your deductible is

One of the most common mistakes people make when it comes to medical care insurance is not knowing their deductible. The deductible is the amount you have to pay toward your medical bills before your insurance will kick in, and it's usually between $50 and $200 per claim, depending on your plan. If you don't know what your deductible is, it can be easy to underestimate how much you'll need to spend out-of-pocket on your medical bills—and that will end up being a lot more than you think.

2. Not reading the fine print

The fine print in many plans contains provisions that allow insurers to limit coverage for preexisting conditions or exclude certain types of treatment from coverage altogether. If you're unaware of these clauses—which are often buried deep within long legal documents—you could end up paying thousands more in premiums than necessary.

3. Not taking advantage of pre-existing conditions clauses

Pre-existing conditions are different from other forms of health care coverage because they tend to apply only to those who have been insured previously with the same carrier or insurer at some point during their lives (usually before age

4. Getting quotes from different companies

5. Using the wrong insurance company when you switch jobs

6. Buying something that is not included by your plan or another insurance company (like dental)

7. Letting your coverage lapse and getting hit with an expensive bill